Canopy Press research assets — original datasets recomputed from primary public sources (Federal Reserve, BLS, CMS, IRS, Census). Each is reproducible from the cited files; methodology pages document the build where applicable.
Rates & borrowing
- Buying cost vs household income since 2019 (rates × prices × incomes)
- Home price-to-income ratio since 2019 (5.0× in 2024)
- APR: auto-loan vs 30-year-mortgage rates, 2000–2025
- The 30-year mortgage's spread over the 10-year Treasury
Retirement & wealth by age
- Retirement account balances by age (2022) · Methodology
- Net-worth percentile thresholds by age (SCF)
- Social Security claiming-age breakeven (62 vs 67 vs 70)
Cost burden by income & age
- Housing cost burden by income and age (2024) · Methodology
- Car-cost income burden by age (2024) · Methodology
- Emergency-fund adequacy by income (2024) · Methodology