Max Your 401(K) or Just Get the Match?
$1,336 a year. That's what the typical under-contributing worker forfeits in 401(k) match dollars — about $42,855 over 20 years, six figures over a career.
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First Job Offer: What to Prioritize for Long-Term Pay
Maya nearly took the $95K startup offer over the $82K bank job — until her dad asked one question worth roughly $1 million over 40 years: "What's the 401(k) match?
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How to Invest $500 a Month (the Right Order)
Same fund, same paycheck, same 30 years — Investor B ends with 45% more wealth than Investor A. The only difference: the order they fed dollars through their accounts.
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Max Your 401(K) or Invest Elsewhere First?
Skipping a 50% match on 6% of $90K pay leaves $2,700 a year on the table — money that compounds to roughly $373,000 over 35 years.
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Should You Take the Lower Salary? How to Compare Job Offers by Total Pay
An $88,000 offer can beat a $95,000 one by $7,000+ when you do the math on 401(k) matches, health plans, and PTO. Most people never run the numbers.
